We deal with people who have neither the time nor inclination to manage their own money, who want to outsource to someone who can do it for them.

Tingley and Cooper provide 'Independent Advice' which means we are able to consider all types of retail investment products and products from all firms across the whole market, which could meet your needs and objectives.   

"There are two kinds of forecasters: those who don't know, and those who don't know they don't know." JK Galbraith, economist and diplomat


Our skill is to create for our clients investments built around our common sense investment principles that can perform in different market conditions, to deliver capital growth or as an example a rising income, by investing in unrestricted companies’ funds from around the world and the case for global equity investing is compelling. These companies’ funds have consistently grown wherever they are in the world, which have generally provided excellent returns over the longer term.

We believe in incorporating the many advantages of letting go traditional biases investing in both onshore and offshore global funds.  Investment philosophy is customer service driven, we take personal pride with how Tingley and Cooper considers all client’s assets, with an over-arching view. Investments are independently assessed and professionally managed with proactive regular reviews which are integral components of the service we provide. Our recommended portfolios will have access to tax planning, different fund management styles and management groups whilst incorporating exposure to both onshore and offshore funds, different asset classes, tailored to personalize, portfolio risk profiles and objectives 

There are tremendous tax benefits of either investing onshore or offshore.  Funds divided tax efficiently between spouses, children and civil partners, to utilise all their unused personal allowances is an ideal wayto mitigate and potentially reduce the future rates of income, IHT and capital gains tax suffered.  

Our clients and their children who come back time after time, many of whom have now become friends as well, are the people who, like us, really appreciate our specialist knowledge, enthusiasm and respect the help combined with the holistic advice they all receive along with the personal service too.

We welcome clients who want to be informed and we are confident about the quality of our independent, free from any restrictions advice. To back this up, give you peace of mind, we can organise for new clients to speak to any of our clients at random direct to confirm these facts. We are happy to arrange a meeting without any obligation, on both parties. 

"The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit"

Second page on advice process - Contact us

Membership of the:


Chartered Institute for Securities and Investment
Chartered Insurance Institute
The Personal Finance Society
The Royal Statistical Society


We are authorised and regulated by the Financial Conduct Authority. Our regulated activities comprise advising on and arranging investments. Our Financial Services Register number is 583160. You can check this on the FCA Register by visiting their website at